PLAN YOUR MOVE

See the whole monthly picture.

Explore how the price, down payment and ongoing costs fit together. A fixed-rate planning estimate, using your numbers.

Start with your own figures.

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The purchase & loan

The rest of the monthly picture

Leave a cost blank if it is unknown. Enter 0 only when it does not apply.

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A USEFUL STARTING POINT

The numbers matter.
So does the context.

Nick Harris brings 15 years as an attorney and 10 years as a mortgage underwriter to brokerage decisions. Discuss the property, the terms and the work behind your next step.

Averbrook provides real estate brokerage services. Your lender determines financing and loan eligibility; independent closing counsel handles legal advice.

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Keep the full cost in view.

Principal and interest are one part of ownership. Property taxes, insurance and association charges may sit inside or outside your lender’s monthly payment.

For a co-op or condominium, check whether the association charge already includes taxes or insurance so you do not count them twice.

Closing costs are separate from this monthly estimate. Review them on your lender’s Loan Estimate and with your closing professionals.

A CLEAR BUYER FEE

Buying a home? $4,950 flat.

$4,950 flat for Averbrook residential buyer representation, including a $995 minimum engagement fee. The minimum is due when substantive representation begins and credits toward the total. The remaining $3,955, less payments toward that balance, is due at a covered closing. Search planning, tours, offer strategy, negotiation and closing coordination are included.

If you cancel after representation begins, the $995 minimum ordinarily remains payable even if you do not buy or use another agent, subject to the agreement and refunds required by law. No additional cancellation or administration fee is added.

Seller or listing-broker payments toward our fee reduce your balance dollar for dollar. If no one else pays toward it, your total brokerage cost is $4,950. Seller payment is not guaranteed. Other closing costs are separate.

This fee applies when Averbrook is your contracted buyer broker. If Averbrook arranges a transfer, the receiving brokerage must first agree to honor your existing fee, credits and service terms. An outside brokerage you independently engage has its own agreement.

See what is included and who pays